While many people often aspire to accumulate around a million dollars in retirement savings, most people wind up with far less than that.

WSJ retirement reporter Anne Tergesen spoke to retirees on how they’re making do, and she joins host J.R. Whalen.

Photo: Mikaela Martin

0:00 The typical family’s 401k and IRA account balance
1:05 How retirement funds should depend on lifestyle choices
1:51 How retirees who save less than $1 million are getting by
3:53 Steps to take to ensure you have enough retirement savings

Your Money Briefing
WSJ’s personal-finance podcast features the news that affects your money and what you do with it, breaking down complicated money questions from spending and saving to investing and taxes.

For more episodes of WSJ’s Your Money Briefing: https://link.chtbl.com/WSJYourMoneyBriefing

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