It’s a big week for housing in the U.S., and it seems like everyone’s eyes are on President Trump’s recent moves to shake up the housing market. The President has made a bold statement by announcing a ban on corporate purchases of single-family homes, claiming that homes are meant for people, not corporations. To add to that, he’s also had government-backed firms buy $200 billion in mortgage-backed securities. It’s a move designed to put some pressure on mortgage rates and offer a bit of a reprieve for prospective homebuyers feeling the pinch of high costs.

For those keeping score, the drop in mortgage rates is a win, albeit a small one. A slight dip in rates could mean savings on monthly mortgage payments, but let’s not get overly excited just yet. These savings, according to some quick math done on our favorite calculator, are estimated to be about $70 a month for a $400,000 mortgage. While any amount of extra cash in pockets is welcome, sadly, it’s not going to transform the housing market overnight into a haven of affordability.

When it comes to banning corporate purchases of single-family homes, there’s a debate over how big an impact this will really make. A modest figure of about 300,000 homes nationwide are owned by corporations as investments, only about 2% of all single-family rentals in the U.S. But in some areas, these corporate behemoths play a much bigger role—owning almost a quarter of homes in regions like Memphis, Tennessee, and other parts of the southern United States.

While unloading 300,000 homes onto the market in a single day might be a nightmare, spreading it across time could see some interesting shifts. Corporations, contrary to popular belief, aren’t scouring neighborhoods for single homes; they’re looking for the big fish, purchasing blocks of homes and multi-unit complexes. So control over their buying habits could push prices gently downward in markets where their presence is notably heavier. Maybe not earth-shattering, but when you’re up against skyrocketing costs, every little bit helps.

But let’s not forget about the local sellers in these markets. If corporations are sidelined from buying up more single-family homes, it will add a new dynamic. Home sellers might find fewer offers on their properties, as one less big buyer means increased competition among sellers. Ultimately, however, the ban could serve to benefit some markets by balancing out the forces in play. Between the President’s efforts with mortgage-backed securities and potential limitations on corporate buying power, the housing market could experience a shift that, fingers crossed, makes home ownership a bit more accessible for the everyday American.